What is iyzico?
Turkish: iyzico
iyzico is a payment service provider widely used in Turkey for e-commerce, offering easy integration and secure payment infrastructure.
What is iyzico?
iyzico helps online businesses in Turkey accept card payments, installments, 3D Secure flows, and marketplace payouts through one payment infrastructure. A merchant creates an iyzico account, while the application uses API keys to create and track payment requests.
In a typical checkout flow, the store sends basket, buyer, billing, shipping, and card details to iyzico. iyzico coordinates authorization with banks, returns the payment result, and can trigger 3D Secure redirects or webhook notifications. Successful payments should be reconciled against the order number, iyzico transaction ID, and accounting record.
Common Uses
- E-commerce checkout: Product, cart, and installment payments
- Marketplace payments: Seller split, commission, and payout handling
- Recurring billing: Saved cards and subscription collection scenarios
- Reconciliation: Matching orders, bank movements, refunds, and chargebacks
An iyzico integration needs clear handling for error codes, refund flows, 3D Secure callback URLs, and test versus production keys. The broader architecture overlaps with a payment gateway, payment endpoints are often modeled as a payment API, and subscription flows connect to recurring payment.
Related Terms
A payment gateway is a system that securely processes customer payment information in e-commerce transactions, bridging the merchant and bank.
Virtual POS (Payment Gateway)A virtual POS connects an online store to a bank or payment institution so it can accept card payments securely over the internet.
Sipay (Payment Provider)Sipay is a Turkey-based payment institution offering virtual POS, payment links, marketplace payments, and digital wallet solutions.