What is Virtual POS (Payment Gateway)?
Turkish: Sanal POS
A virtual POS connects an online store to a bank or payment institution so it can accept card payments securely over the internet.
What is Virtual POS (Payment Gateway)?
A virtual POS is the online equivalent of a physical card terminal. It lets an e-commerce site, mobile app, or payment link collect card payments securely, send the transaction to a bank or payment institution, and return the payment result to the order system.
How It Works
The customer enters card details into a payment form. Ideally, raw card data is processed in the provider’s secure fields or tokenization infrastructure. The provider communicates with the card network and issuing bank, applies 3D Secure when required, and returns the result. A successful transaction creates an authorization or sale record; a failed transaction returns an error code and message to the store.
Choosing a Virtual POS
Commission is only one factor. Installment support, refund and cancellation APIs, fraud controls, reconciliation reports, multi-currency support, payment links, subscription payments, documentation, and support quality all matter.
Payment gateway is the broader integration layer, while “virtual POS” is a common term in Turkey for online card acceptance. Providers such as iyzico, Sipay, Param, PayTR, and bank virtual POS products are typical options.
Related Terms
3D Secure is an EMVCo payment security protocol where the issuing bank adds an authentication step to online card payments.
iyzicoiyzico is a payment service provider widely used in Turkey for e-commerce, offering easy integration and secure payment infrastructure.
Papara (Payment Provider)Papara is a Turkish electronic money institution offering personal and business accounts, money transfers, prepaid cards, and payment services.
Param (Payment Provider)Param is a Turkey-based payment provider used for virtual POS, card collection, payment links, and digital payment flows for businesses.
Payment GatewayA payment gateway is a system that securely processes customer payment information in e-commerce transactions, bridging the merchant and bank.
Sipay (Payment Provider)Sipay is a Turkey-based payment institution offering virtual POS, payment links, marketplace payments, and digital wallet solutions.